Discover our loan programs or let us custom-tailor the right option for you based on data-driven investment strategy.
Loans for investors who are buying distressed properties, rehabbing, and selling.
Cash-out loans let you unlock the equity in your rental properties, providing fast, flexible funding to reinvest, finance new projects, or cover expenses—all without selling your assets.
Loans for builders with shovel-ready lots or teardown projects. Spec houses or model homes, infill, teardown, or subdivisions.
Our expert team is here to help you find the ideal loan structure to match your business goals, whether you’re looking to purchase or already own a commercial property. We offer flexible financing options and personalized guidance every step of the way.
Still uncertain about loan details or terms? Explore a few of our frequently asked questions below.
You can apply easily by filling out our loan application form, and our team will provide you with a customized term sheet within 24 hours.
Yes, vacant properties are eligible for financing. We use market rent projections to estimate cash flow and qualify your loan. Short-term and vacation rental properties are also eligible based on industry data projections.
No experience is required! Ventura Capital is dedicated to helping first-time investors get started and grow their portfolios.
A Fix and Flip loan is designed for investors who want to purchase, renovate, and sell properties for a profit. At Ventura Capital, we offer flexible funding to support these short-term investments, covering both acquisition and renovation costs. Our team provides guidance throughout the entire process, helping you maximize your returns.
Eligible properties include single-family homes, multifamily units up to 4 units, and other
residential properties that require minor to major renovations. Our loans are structured to help you secure and improve properties quickly to capitalize on market opportunities.
entura Capital requires a minimum credit score of 620 for Fix and Flip loans.
A New Construction Loan is a short-term loan for financing the construction of a new property. Investors use Ventura Capital because of our quick approval process, competitive terms, and a commitment to helping you bring your vision to life.
Ventura Capital offers fast closings, competitive interest rates, and a transparent, relationship-focused approach. We ensure that the terms you see at the start are the same at funding, with no hidden fees or surprises.
We typically require a minimum credit score of 680 for New Construction loans.
At Ventura Capital, you can secure a loan with as little as 20% down for residential properties. For multifamily (5-8 units) or mixed-use properties, a 25% down payment is required.
We calculate DSCR by dividing projected monthly rental income by your monthly payment, which includes principal, interest, taxes, insurance, and HOA dues.
Yes, Ventura Capital lends on condos. Some restrictions on LTV and DSCR may apply based on the specifics of the condo.
Our ITIN loan products are specifically designed to support investors who hold an Individual Taxpayer Identification Number (ITIN), making real estate investment accessible to more members of our community regardless of their citizenship status.
Designed for those who hold an Individual Taxpayer Identification Number (ITIN), making investment more accessible to members of our community.
We understand that financial backgrounds vary, and our application process is designed to be inclusive and flexible.
As with all our lending options, ITIN loans come with a streamlined approval process, so you can access capital quickly.
Our ITIN loan products are structured with non-predatory interest rates, helping you achieve financial success.
Still uncertain about loan details or terms? Explore a few of our frequently asked questions below.
ITIN (Individual Taxpayer Identification Number) loans are tailored for individuals who do not have a Social Security number but have an ITIN.
These loans are ideal for undocumented immigrants or foreign nationals looking to invest in real estate. Ventura Capital is committed to supporting minority communities, including ITIN holders, by providing accessible and flexible lending options
To qualify for an ITIN loan, you DO NOT need to provide proof of income, employment verification, and a history of timely payments on other financial obligations. We do not require a Social Security number or U.S. citizenship, making this loan accessible to a broader range of clients.